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Can I afford this house?

Scan a home or enter an address to get a real payment estimate and approval odds before you ever fill out an application.

What we'll ask for

Four things. That's the whole list.

  1. Income

    Your annual household income, or a close estimate. No pay stubs required to start.

  2. Credit range

    A general sense of where your credit stands. No hard pull, no SSN.

  3. Down payment

    However much you're planning to put down. An estimate is fine.

  4. Liquid assets

    Savings, investments, or other funds on hand. Rounds out the picture beyond income alone.

  5. That's it.

    No paperwork, no document uploads, no waiting on someone to call you back.

Why it's different

Not a guess. A real read.

No SSN, no credit pull

Checking your numbers doesn't touch your credit score or require sensitive personal information.

Real numbers, not guesses

Cross-referenced against today's rates and loan programs, not a generic rule of thumb.

Backed by a real person

A licensed loan officer is behind every result if you want to talk through what it means.

Questions

Before you open the app.

Will this affect my credit score?

No. Checking your numbers here doesn't pull your credit, so there's no impact on your score.

Is this the same as a pre-approval?

Not quite. This is a first read on where you stand. Full pre-approval happens after you apply and a loan officer reviews your full financial picture.

What information do I need to get started?

Just your income or the price of a home you're considering. No paperwork is required to get an initial read.

What happens after I get my result?

You can open the app to go deeper, or talk to a licensed loan officer directly about next steps.

Ready to see your numbers?

Open the app and check a home.

It takes under a minute, and you'll walk away with a real approval read, not a guess.