TRUE RELATIONSHIP LENDING

Know your odds before you make an offer.

Centric pairs licensed loan officers with an AI-driven read on your finances — so before you fill out a single form, you already know where you stand.

Check a Home Talk to a loan officer

123 Main Street

Sample read-out

Approval odds

80%

Strong

Based on income & credit range.

How it works

Three steps, and only one of them is yours.

Step 1

Tell us where you stand financially

A few quick numbers — income, assets, and what you're looking to buy. No SSN, no credit pull.

Step 2

Get an instant read

Our model calculates your approval rating and sends a pre-qualification letter straight to your inbox, in seconds, not days.

Step 3

A person, not just a model

A licensed loan officer builds on your pre-qualification to get you fully pre-approved and stays with you through closing.

“Can I afford this house?” Now it just tells you.

The same pre-qualification engine that powers our companion app. Open the app to scan a home or enter an address and get a real payment estimate and approval odds in under a minute.

Open the app

App preview

Annual income

$118,000

Approval odds

Strong

Est. payment $2,140/moRate 6.375%Program: Conventional 30yr

Get your real numbers in the app

Open the app

Loan programs