Loan Programs
Fixed-rate home equity loans and lines of credit. Turn the equity you've already built into cash, without touching your first mortgage's rate.
Whether you're funding a renovation, consolidating higher-interest debt, or covering a major expense, the equity you've built is often the lowest-cost way to borrow. Centric's AI-driven pre-qualification gives you a real read on how much you can access before you apply, and a licensed loan officer carries that through to closing.
Who it's for
Built up equity through payments or appreciation and want to put it to work.
Funding a remodel, addition, or repair without refinancing your first mortgage.
Rolling higher-interest debt into one fixed-rate payment.
What's included
Powered by Centric AI
Check a home to get a real payment estimate and approval odds in under a minute, then talk to a loan officer about next steps.