Loan Programs
Conventional financing for buying or refinancing 1–4 unit residential, investment, and mixed-use properties.
Whether you're buying your next home or refinancing the one you're in, our conventional loan programs are built around your actual numbers, not a one-size-fits-all rate sheet. Centric's AI-driven pre-qualification gives you a real read on where you stand before you apply, and a licensed loan officer carries that through to closing.
Who it's for
Purchasing a primary residence, second home, or first investment property.
Rate-and-term or cash-out refinance on a property you already own.
Financing for 1–4 unit rental or mixed-use properties.
What's included
Powered by Centric AI
Check a home to get a real payment estimate and approval odds in under a minute, then talk to a loan officer about next steps.